States · Alabama · Pickwick Lake

Pickwick Lake

A 43,100-acre Tennessee River reservoir stretching from Florence, Alabama to Counce, Tennessee — one of the only lakes in the country to touch three states, and home to some of the best smallmouth bass water in America.

Operator:Tennessee Valley Authority
Size
43,100 acres / 496 miles shoreline
Operator
Tennessee Valley Authority (TVA)
AL Counties
Colbert, Lauderdale
Full Pool
414 ft above mean sea level
States Touched
Alabama, Tennessee, Mississippi
Nearest City
Florence / Sheffield, AL
Built
1938 (Pickwick Landing Dam)
Data Verified
July 2026
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The Lake at a Glance

Pickwick Lake is a Tennessee Valley Authority reservoir formed by Pickwick Landing Dam, which closed its gates on February 8, 1938, with its first generator coming online that August — TVA construction, not the Army Corps of Engineers, and completed in the late 1930s, not the 1950s, despite what a few real estate sites currently claim. The lake stretches roughly 53 miles from Pickwick Landing Dam near Counce, Tennessee, up to the base of Wilson Dam at Muscle Shoals, Alabama, and is one of the few lakes in the United States to touch three states at once: Hardin County in Tennessee, Tishomingo County in Mississippi, and Colbert and Lauderdale counties in Alabama.

The Alabama side of Pickwick anchors around Florence, Sheffield, Muscle Shoals, and the smaller community of Waterloo, giving buyers access to the same Shoals-area healthcare, retail, and cultural infrastructure that supports neighboring Wilson Lake, immediately upstream. Buyers researching this lake are frequently also comparing it directly against Wilson Lake and Wheeler Lake, its TVA sister reservoirs on the same stretch of the Tennessee River.

What Buyers Need to Know First

Pickwick carries a fishing reputation that rivals or exceeds any other lake in this research: it holds multiple IGFA line-class smallmouth bass records, and Alabama's own state fisheries data ranks it among the top reservoirs in the state for average bass weight and pounds per angler-day. But the regulatory reality is the same as its TVA neighbors — dock and shoreline construction runs through TVA's Section 26a permitting process, governed by the Pickwick Reservoir Land Management Plan, not a state or county agency, and existing docks do not automatically transfer to a new owner at closing.

Buyers should also understand that Pickwick genuinely experiences a seasonal water-level swing of 5 to 6 feet, unlike Wilson Lake's near-flat pool immediately upstream — a real, documented difference that affects dock access, boat storage, and shoreline usability depending on the time of year. Property tax runs low across both Colbert and Lauderdale counties, and the lake's three-state footprint across Alabama, Tennessee, and Mississippi brings genuine reciprocal fishing-license convenience, though it does not extend to property tax, boat registration, or dock permitting, which remain tied strictly to whichever state and county a specific parcel sits in.

Everything We Cover on Pickwick Lake

Independent research across every topic lake buyers ask about.

Money & Costs

The Real Cost of Living on Pickwick Lake

All-in annual costs on the Alabama side — the honest number nobody else publishes.

Property Tax by County

Colbert and Lauderdale rates, with the math done for you.

Lakefront Insurance

Home, dock, and flood-zone reality on a TVA reservoir.

Dock & Shoreline

Dock Permits: TVA Section 26a Rules & Costs

What TVA allows, what it costs, and what transfers at closing.

Water Levels & Drawdown

Who controls the pool and what it means for your dock.

Local Guidance

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Buying & Ownership

Buying on Pickwick Lake: What Can Go Wrong

Due diligence checklist for TVA-reservoir lakefront buyers.

Neighborhoods & Communities

Waterloo, Riverton, and the Alabama-side shoreline, area by area.

What Nobody Tells You

Honest buyer traps your agent won't volunteer.

Lifestyle

Year-Round Living

Honest seasonal reality on Pickwick — not just the tournament brochure.

Retiring on Pickwick Lake

Tax benefits, healthcare access, and lifestyle reality.

Community & Lifestyle

Small-town Alabama life, tournament culture, and the Shoals connection.

Practical Living

Schools, healthcare, commute times, and internet access.

Recreation

Boating

Marinas, ramps, locks, and what to know on the water.

Fishing

World-class smallmouth, the bass Grand Slam, and tournaments.

Dining

Waterfront spots and Shoals-area favorites.

Attractions & Things to Do

Shiloh history, state parks, and day trips.

Seasonal Recreation

What the lake looks like in every season.

Investment

Vacation Rental & Investment Guide

STR rules in Sheffield and the Alabama shoreline, and what actually rents.

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